Simply finance all of your home improvement projects

Mosaic makes financial home improvements accessible and affordable by providing the simplest borrower experience in the industry. Qualify instantly for no money down loans with fixed interest rates and multiple term options.

Get the financing you want

Pre-qualify with soft credit check
Use total household income to qualify for a loan
Competitive annual % rates & monthly payments
No prepayment penalties
No lien on the home
Home improvement loans between $2,500 - $55,000

Promotional Offer

12 month promo ( 8 years at 12.82% APR if not paid within 12 months )

Payment Example: A loan amount of $10,000 at an ARP of 12.8%** would have 96 monthly payments of $167.07. **Annual Percentage Rates (APR) in the example includes a 0.25% interest rate reduction for borrowers who sign up for automatic payments. Interest Rates and monthly payments will increase if the borrower changes the payment method.

Fixed Rates Plans

5 Year 10.22% APR

10 Year 10.22% APR

12 Year 10.22% APR

Apply Today